The die hard college advocates argue that, because the competition is so fierce for even the simplest of jobs, not having a college education is the same as cursing yourself to a life of unemployment. The argument is that everyone goes to college today and not to go is plain suicide. Doesn't matter if you really need it or not. You just have to go in order to have any chance.

Those who aren't so gung ho college argue that there are kids that just don't belong there and to keep them from earning a living for another four years and on top of that add another $100,000 plus to their debt is just plain ridiculous. These kids should find jobs right away. Even by working in a shipping department, if you get in with a good company, you can work your way up to the point where you're making a nice living.

So who's right and who's wrong? Most likely, there is no right or wrong. Everybody is different and each student has to decide what is best for him or her.

Michael Russell Your Independent guide to Education